What Is Cardmember Services Web Payment?

Another unexpected charge appears in your bank account statements. Have you ever wondered why the charge ‘Cardmember Services Web Payment’ appeared on your card? If you don’t know why you’re being charged, then don’t worry, we have got you covered.

Read the article below to learn more about the ‘Cardmember Services Web Payment’ charge. We will also discuss potential solutions to this problem.

What is the ‘Cardmember Services Web Payment’ charge?

This charge is basically a term that may show on your bank statement in relation to credit card transactions.

Cardmember Services Web Payment is a special indication that represents a payment submitted to a US Bank Credit Card. 

This charge is not only specific to US Bank. ‘Cardmember Services Web Payment’ is also affiliated with an association named “Elan Financial Services” which is known to be US Bank’s subsidiary. 

This association offers credit cards in collaboration with numerous financial institutions and credit unions throughout the country. 

Depending on whether it’s a collaborating financial institution or any credit union, all the credit cards issued by Elan Financial Services are of identical type.

Is ‘Cardmember Services Web Payment’ legit?

As all know ‘Cardmember Services Web Payment’ is a legitimate charge, to understand this more clearly let’s discuss some reasons why this charge appears on your bank statements.

If you have ever made or submitted any transaction to the US bank or to its subsidiary Elan Financial Services through your credit cards. 

This association further correlates with different financial units and card unions to offer you credit cards which leads to the appearance of this charge on your credit card statements.

This charge might appear on your bill if you have a MasterCard issued by the Kroger Grocery Store Chain which includes their other franchises (Kroger, King Soopers, and Fry’s City Market). 

It is considered to be an authorized notation for payments made with certain cards.

Some users have reported this charge as fraudulent. This can happen when you are unaware of the charge and don’t have any relevant knowledge of its relation with the credit card unions.

Also, this charge has been reported as an actual scam by many of the users.

You might encounter these relevant charges related to ‘Cardmember Services Web Payment’ on your bank statements

• Cardmember service, web.PYMT
• CARDMEMBER SERV WEB PYMT 230719
• CARDMEMBER SERVICE*****80

Also, read What Is DWIC of Tampa Bay Charge On Credit Card?

How to Avoid Cardmember Services Web Payment?

• That you read the terms and conditions before making any transaction.
• You need to stick with the trusted sites on which you can rely before heading for any purchase or submitting any transaction. 
• Along with this, you must look at your debit card activities every month
• Check reviews of the companies before making any investment
• Make sure to have relevant knowledge about the associations and their links before taking any further steps. 
• At last, monitor your bank statements every week, and if you suspect an undefined charge, contact your immediately.

Conclusion

The charge ‘Cardmember Services Web Payment’ is an ordinary statement on credit card bills that represents a variety of acceptable payments. 

If you have a query or need any clarification regarding the charge, contact your bank officials for the knowledge. They can provide all the necessary information about your account and credit cards. 

Also, ensure the proper safety of financial records and try to keep a regular check on your account activities.