Ever struggled to recognize a credit card charge on your monthly statement? If something looks funky, like an unknown description or amount, it might just be because you can’t recall the purchase. But it’s a good idea to be cautious and dig a little deeper.
Recently, while I was going through my credit card statement, I saw a “Cothtl charge” on it, initially I couldn’t recall or remember the transaction, but when I researched I found the purchase history.
While my transaction was legitimized, there have also been cases where users couldn’t find any purchase with Capital One Travels.
If you are going through the same issue, then go through this article as I explain what Cothtl charge means, why you are seeing it on your credit card, and what steps you have to take if the transaction is unauthorized.
What is the Cothtl Charge?
If you are seeing the Cothtl charge on your credit card, it is because you made a hotel or flight booking through the Capital One Travels app. Cotflt means Capital One Travel Flight.
Capital One Travel is an online booking website for Capital One rewards credit cardholders in partnership with Hopper. It was launched in 2021 to make trip planning and travel enjoyable and hassle-free for eligible Capital One cardholders.
Capital One Travel sorts through thousands of options to help you get Capital One’s best prices for flights, hotels, and car rentals and confidently book your travel online. As a bonus, eligible cardholders can earn extra rewards when booking through Capital One Travel.
Why are you Seeing the Cothtl Charge on your Credit Card?
As mentioned above, if you see the Cothtl charge on your credit card, it is likely because you have made you made a hotel or flight booking through the Capital One Travels app. Cotflt means Capital One Travel Flight.
Track your purchase history to ensure you have made the transaction. You can also visit the company’s website to legitimize the purchase.
Check with your family members to see if they have used your credit card to make the purchase.
What to do if the Cothtl Charge is Unauthorized?
If you recognize the Cothtl charge described on your Credit card statement, then there is nothing to worry about. However, if you feel that the transaction was unauthorized, you can take to following measures to start the dispute process:
First and foremost, inform your bank or credit card issuer so that can pause your transaction for the time being. Most banks or institutions have a time frame within which you can file a dispute, so the sooner you do it the better.
You should also remove your credit card information from any app you are currently using.
If the issue persists for long, I suggest you cancel your current card and ask your bank or the credit card company to issue you a new one.
With that, we have reached the end of the article. I hope now you know what the Cothtl charge on your credit card means and how you can deal with it.
Regularly reviewing your credit card statements can help you protect your card as well as your account from fraud and scams. In case you find any unfamiliar activity on your card, it’s important to dispute it with your credit card issuer or your bank within 60 days of the transaction.
If you think a transaction was the result of credit card fraud or scam, immediately contact your bank or credit card issuer to lock your card.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.