What is CSC Service Work Charge On Credit Card

Fraudsters are coming up with a new way to loot people every other day. They are now fooling people by using descriptions like CSC service work charge on their credit card for nothing. It’s not only you, there are thousands of others who have received this charge on their credit card and they come to know about this only after they checked their statements. CSC is actually the same description used by famous laundry and air vending solutions in the U.S. and Europe.

This is what confuses the people most and it’s the trick used by scamsters. They use descriptions from famous different service providers like CSC, Walmart, Instacart, and many more like them so that you don’t get suspicious about the transaction and later when their job is done the money is most likely to not to be returned. In most of cases, it’s not even any mistake from the cardholder, it’s just that the scamsters were smart enough to accomplish their mission.

I have formed this guide to help you understand the CSC service charge and how you can determine if it’s genuine or not. A thorough explanation of this charge along with other similar descriptions is mentioned below. Later, if you find any discrepancy in your credit card statement, then what procedure you may adopt is also described in simple steps to be executed at your end.

Know The CSC Service Work Charge

A “CSC SERVICE WORK” charge on your credit card in a genuine scenario, is a purchase from CSC SERVICE WORKS, which provides laundry solutions and air vending services in the United States, Canada, and Europe. In case you do not recognize this purchase and have no history of any services bought from CSC then you should first contact the company and then your credit card issuer to find out more information.

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What Does CSC Service Work Charge On Credit Cards Mean?

It’s important not to confuse CSC ServiceWorks with the Card Security Code (also abbreviated as CSC), which is a security feature for debit and credit card transactions. The Card Security Code is generally a 3 or 4-digit number found on your credit or debit card. On the other hand, CSC ServiceWorks is a popular company that provides laundry and air vending services that may result in charges on your bank statement.

You must understand the difference between these two to better interpret your bank statement and take further initiative effectively.

Explanation Of The Charge

I have explained below for you to understand how CSC ServiceWorks charges appear on your bank statement and then you can determine the nature of these charges. Here’s a breakdown;

Appearance on Bank Statements:

  • The charge typically appears as “CSC ServiceWorks” or with some slight variation and sometimes could also be accompanied by a little more additional information like the location or type of service used.

Also Appears on Statements As

  • CHKCARDUsa*csc servicework
  • CHECKCARD Usa*csc servicework
  • POS Debit Usa*csc servicework
  • POS PUR Usa*csc servicework
  • POS PURCH Usa*csc servicework
  • POS PURCHASE Usa*csc servicework
  • POS REFUND Usa*csc servicework
  • PRE-AUTH Usa*csc servicework
  • PENDING Usa*csc servicework
  • Visa Check Card Usa*csc servicework MC
  • Misc. Debit Usa*csc servicework
  • CHKCARD Usa*csc servicework

Examples of Different Charge Codes:

  • While specific charge codes can vary which mostly depend upon your bank, you may see codes like “CHKCARDUsacsc servicework,” “POS Debit Usacsc servicework,” or “PRE-AUTH Usa*csc servicework.”

One-Time vs. Recurring Charges:

  • One-Time Charges: These are generally mentioned for services like tire inflation at petrol stations or a single use of a laundry machine.
  • Recurring Charges: If you’re associated with CSC ServiceWorks service regularly, like a laundry subscription in a residential building then there are chances that you may see recurring charges.

Understanding the difference and always being aware of these types of charges and how they could appear on your statement can effectively help you keep track of your spending and easily identify any potential errors or fraudulent activity.

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Why You Might See This Charge

CSC ServiceWorks charges can appear on your credit or debit card bank statement for many different reasons which depend upon the services you’ve used. Here are some commonly known scenarios where you might incur a CSC ServiceWorks charge:

Using Laundry Services:

If you’ve used a laundry machine in your residential building, university, or laundromat that uses CSC ServiceWorks machines, you’ll likely see a charge for this service you have accessed.

Filling Tyres with Air at Petrol Stations:

Many petrol stations employ CSC ServiceWorks air vending machines. If you’ve used any to inflate your car tyres, this will put a charge on your credit or debit card further which will be shown on your bank statement.

Other Vending-Style Machines:

CSC ServiceWorks also offers other types of vending machines, such as water dispensers or vacuum services at many different car washes and other general stores. Using these services will also result in a charge.

What Others Say On CSC Service Work Charge On Their Credit Card

I just spent half an hour on the phone with my credit card company because of two simultaneous unknown charges on my card from a company called CSC Serviceworks Turns out, I didn’t need to call them for anything at all. The charge said that because the air pump at my local circle k (where i filled up a couple bike tires the other day, and had to do two transactions) was somehow connected to CSC, so that’s what it came up as on my statement.

It is sad that they call it such a confusing thing. Yes, I pumped up my tire with a car air at Frys Food. Later, when I saw that ‘CSC Servicework’ $2 charge… it certainly seemed as if it was a fee from either Walmart or Frys (the only two I went to). No, it isn’t a fee. It is the air machine that you used to fill up your tires. Remember? You put the credit card into the machine, then you pumped up your tires. It isn’t a scam. It’s air. You did it.

An inexplicable $2.00 charge showed up on my credit card– from CSC ServiceWork (note singular; there is also a CSC ServiceWorks company). I disputed it and my card company immediately (!) cancelled the charge –as if they are aware of this scam! –But who is doing this, and is the AZ Attorney General and BBB aware?!

I was concerned because it showed up twice in a row on my bank statement for $2.00 CSC SERVICEWORKS butttttt, once I came to this site and it said tire inflation it rang a bell!! I had used the machine twice. 5 minutes for $2.

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Conclusion

It happens quite often with almost everyone, we tend to forget some small purchases made on Gas stations and other similar places. The reason which I understand is that it’s not actually something substantial that we are buying, plus the amount is as low as $2-$4 and hence it doesn’t register in our memory. One takeaway is to, if possible, use cash for such small spending. This might help you to save time from scratching your head while looking at your credit card statements and wondering how the CSC service works is?

Frequently Asked Questions

Can I use someone else’s credit card if they let me?

You certainly can’t use someone else’s credit card without permission. That’s fraud, which is a punishable crime. And you technically aren’t allowed to use a credit card that isn’t your own under any circumstances. But in reality, you shouldn’t run into any problems if you’re using a friend’s or family member’s credit card with their permission. 

How Do I Get My Money Back From CSC Service?

To report one machine and request a refund, If funds were lost in two or more machines, please call their customer support line at (877) 264-6622. Remember that you must take note of the machine ID number(s) of the machine(s) that were used prior to your online submission or call.

What is a credit card dispute?

Basically, a credit card dispute is when you see a fraudulent charge on your bill, and you make a request for it to be removed by the credit card company. Keep in mind that disputes must be mailed and received by the credit card company within 60 days of receiving your statement. After this, your credit card company must acknowledge the dispute within 30 days and either correct the mistake or send you a letter explaining why there was no error within 90 days.

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