Credit cards have become an integral part of our financial life, it offers convenience, flexibility, and tons of rewards that help us manage our expenses. That being said, our credit card bill sometimes can throw curve balls at us, and we are left confused and jumbled.
One such incident happened with an associate of mine last month, she was going through her credit card bill and noticed a charge made with the description “Elevate Jewels.” While researching, I found there have been numerous cases where people are suspicious over Elevate Jewels charge on their credit card.
If you, like my associate are confused about this charge, read this article, as I explain what Elevate Jewels’ charge is, how you may have incurred it, and what to do if it isn’t authorized.
What is Elevate Jewels?
Elevate Jewels, as the name suggests, is an online jewelry company that sells rings, necklaces, bracelets, earrings, and anklets.
There are other companies with similar brand names like Elevate Jewls and ElevateJewelsStore. The names of the companies may sound similar, however, there is a key difference in how they spell the name.
All three companies indulge in the same business of selling jewelry.
Why do I see Elevate Jewels Charge on my Credit Card?
Since Elevate Jewels is an online store, there is a very high chance of them appearing on your social media platforms like Instagram and Facebook. If you have bought any jewelry item like a ring, necklace, or earring from them with your credit card, it is likely the charge can appear on your credit card statement.
It can be that your family member has bought the jewelry using your credit card, and now you are seeing the change on your statement. You might also have made the purchase but forget about it later on.
I would suggest, you go through your purchase history to ensure it is you or a family member who has made the purchase, and as a result of that, you are seeing the Elevate Jewels Charge on the Credit Card.
In case, you have only Wishlisted the item, and the company has still charged you, you can contact the company and ask for a refund. In the table below, I have added the company, as well as their details.
What to Do if You Do Not Authorize this Charge?
If you have gone through your purchase history, and still don’t see any item bought from Elevate Jewels but there is a charge made on your Credit Card statement, this charge can be a scam. Many times scammers add these charges to your Credit Card statement to keep a check on your online activity.
They can also make a large translation later on if they find your card is active. It is important to keep a check on your Credit Card statement and ensure everything matches up.
If you find an unauthorized transaction, contact your bank or Credit Card issuer to report the issue, and cancel future transactions. You can also report to the Federal Trade Commission, which can take action against the business involved.
That brings us to the end of the article, now you know why you are seeing the Elevate Jewels charge on your credit card. Credit cards offer many benefits, but it’s important to remember and keep track of the transactions you make from them.
If you track any suspicious activity on your credit card, it is important to call the bank or the Credit Card issuer to stop any future transactions. To avoid such situations, it is important to monitor your spending, set up alerts, and communicate with your credit card issues frequently.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.