What Is Erac Toll Charge On Credit Card?

Many of you struggle with a charge entitled ERAC Toll charge on your credit cards. Have you ever wondered what it is and why you have been charged? Then look no further, the article below contains all the knowledge you need to know regarding the charge.

Well, the major reason behind the appearance of this charge could be any purchase made from your credit card to the association. 

Let’s read more about the topic.

What is the ERAC toll?

ERAC stands for Enterprise Rent-A-Car. These tolls are usually managed by an administration which is known as Highway Toll Administration. They look after all the tools that have been set up in different states.

ERAC gives you a car on a rental basis and if you ever cross any toll by these rental cars use your credit card as a mode of payment.

Then the association will automatically charge you the fee.

Below mentioned are some specific states, if you cross these states in the US then you are most likely to get charged by the Toll.

These include- 

• Florida
• Washington state
• Texas
• Colorado 
• Puerto Rico 
• North Carolina 

ERAC detects your number plate and automatically cuts the toll charges from your bank account. 

Once the charges have been deducted the association charges you a specific amount of fee. 

What circumstances does it lead to when you don’t pay the Toll charges?

Well, as we mentioned above the toll is necessary for the development of the roads and the toll administrations automatically deduct your fee from your linked bank accounts. 

If somehow you’ve failed to give the toll charge. The staff which is handling your case will hand over it to the higher authorities i.e., Toll Road authorities.

In that case, all your basic information will be transferred to the toll authorities and they will take strict action against you by making you pay the toll charge as well as the penalty of not being able to pay the charge. 

This can put you in big trouble as these higher authorities ask for a higher penalty fee than the toll fee.

How can you avoid Toll charges on your bank statements?

To avoid such charges on your credit cards you need to ensure that

You are carrying enough cash so that you can pay the toll charge by cash instead of using your credit card.

You can also avoid the toll pass roads as they will automatically trace your number plate through which they will charge you for the renewal.

Also, there’s a service provided by the US authorities that buying a toll tag will cost you a lesser charge than the usual fee. 

All these tips can help you avoid such charges.

What to do if the charge appears to be a scam?

In such a situation, you can call your bank authorities or your credit card issuer. You need to first have the proper knowledge regarding the charge so that it would be easy for them to identify it as a scam.

Once you’re clear that this is a fraud charge, request your bank authorities to immediately block the services of your card for a temporary period of time. 

FAQ’s

Conclusion.

Hence, the ERAC Toll charge is a legitimate charge that charges you a minimal amount if you cross any of the above mentioned states in the US. 

Also, there are several risk factors referring to scammers that you need to be aware of while making purchases through your credit cards. 

Make sure that you are buying through only the authorized companies.