What is the Farloshop Charge On the Credit Card?

Many credit cards are reporting the Farloshop charge on the credit card thereby leaving them wondering what this charge stands for. If you also notice such a transaction on your card, you need not worry as I have this covered for you in this article. Stay connected to know in detail. 

There is no denying the fact that credit cards have played a huge role in the transformation of financial services. It has made the management of finances quite easy and convenient. However, it needs to be handled responsibly as a bit of negligence can lead to financial strains. 

What is the Farloshop charge on the credit card? Let us find out the answer to this question. Stay tuned to know. 

Is Farloshop Charge On the Credit Card Legit?

If you have purchased stuff from Farloshop, a website that sells women’s handbags, and used your credit card to make the payment. The charge will appear on your credit card statement in the form of a Farloshop charge. So, it can be said that the Farloshop Charge on the credit card is legit. 

However, when you deep dive into it you will find Farloshop is a fraudulent online store that sells your products at discounted rates but users receive counterfeit or inferior goods, or nothing at all. It is therefore quite important to distinguish between the two. It makes the case all the more important, wherein it is quite important to recognize the charge so that you may not end up paying the scammers. 

Also, read What is the Freshoolong Charge on a Credit Card?

How to Identify Farloshop Charge on the Credit Card? 

To prevent any sort of financial loss, it is crucial to identify your credit card charges. Here is how to identify the Farloshop charge on the credit card. 

1. Review Your Statement

Review your credit card statements. Check if there is any transaction under the title  “Farloshop” or any variations that might appear. If you locate the transaction, check if it is authentic.  It is important that you recognize the credit card transactions. 

2. Check Email Receipts

You very often get a receipt on your registered email, it therefore is proof of a genuine transaction. So you are advised to look through your email around the date of the transaction for any confirmation emails you might have missed from Farloshop.

3. Contact Your Bank

If you fail to recognize the transaction by following the method mentioned above, you can try a method of contacting your Bank and seeking information from your Bank about the said charge. They have the complete details about the charge available to them. They will help you with accurate information. 

Also, read What is the Amazon Prime Charge on Credit Card?

What to do if Farloshop Charge On the Credit Card is Unauthorized? 

If you see a payment made to Farloshop, but you haven’t purchased anything from them, you might be a victim of credit card fraud. The unauthorized charge on your credit card statement can be stressful, but you must remain proactive to avoid these mishaps in the future. 

1. Contact Your Bank or Credit Card Issuer

You must immediately contact your bank or credit card issuer to report the unauthorized transaction. The contact information is displayed on the back of your credit card. Once you have made contact with their representative, all you have to do is inform them about the transaction and give details like time, date, and the amount paid to them. 

Once they have the necessary details, they will begin the dispute process, and guide you through the steps you have to take to dispute the charge and may even initiate an investigation. 

2. Freeze Your Card

If you feel that the details of your credit card are compromised and are in the wrong hands therefore can be used adversely against your wish without your approval. You can freeze your card, or cancel it altogether to prevent any future unauthorized payments to Farloshop or to any other platform for that matter. You can apply for a new card with new and different details. 

3. File a Dispute

You have the option of filing a dispute. You can call your Bank and inform them about the unauthorized charge. They will guide you through the ways and methods to file a dispute. However, you need to provide them with the necessary relevant information such as time, location, and the amount deducted, and keep this information readily available. 

Also, read What is the VPN Charge on Credit Card?

Wrapping Up

So it has come to the fore that the Farloshop charge on the credit card is related to the payment you have made through your credit card to purchase a handbag from the Farloshop website. However, recognizing the transaction is imperative so that you may end up playing in the hands of scammers, who often resort to such tactics to dupe the users. You can refer to this article to know more about it.