Credit card users often get confused when they see an unfamiliar on their credit card statement. One such charge that is being reported by many users is Gobrands INC charge. Do you know what it means? Don’t worry, I have this covered for you in this article. Stay connected to know more about it.
Credit cards have played a huge role in the transformation of the financial landscape. It has added to the ease and convenience of the users by making financial management easy. However, you have to be careful while using your credit card. You ought to be responsible when using credit cards so that you may not face financial strains.
What does Gobrands INC charge mean on credit card? This is the question, I shall be dealing with in this article, stay tuned to know the answer.
Is Gobrands INC Charge on Credit Card Legit?
Yes, the Gobrands INC charge on credit card is legit provided you have availed of the services of the GoBrands. GoBrands charge is associated with the GoPuff app. Go Puff app is available on the App Store and Google Play store.
Having said that, it is important to identify the charge on your credit card statement so that you may not end up playing in the hands of scammers. It has been noticed that scammers resort to unauthorized credit card charges to trick users in the name of inauthentic credit card charges.
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How to Identify Gobrands INC Charge on Credit Card?
Recognizing the credit card charge is important to prevent financial losses. There are many ways to identify these charges. Here is how to identify Gobrands INC charge on credit card.
1. Review Credit Card Statement
The first and crucial step to identify the Gobrands INC charge on credit card is to review the credit card statement by looking closely at the details associated with the Gobrands INC charge on your statement. This might include:
1. Date of the charge
2. Amount charged
3.. Description or merchant category code (MCC) associated with the charge.
4. Sometimes, the statement might provide a reference number or order number.
2. Contact Your Bank
Another method that you can try is to call your bank’s customer service number and inquire about the charge. They might have details about the charge and therefore can be of some help in identifying the charge. They might have additional information about the merchant category or be able to help you contact Gobrands INC directly.
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3. GoPuff Delivery Service
Gobrands INC is the parent company of Gopuff, a convenience delivery service. If you recently used Gopuff for delivery, the charge could be for that purchase. Check your Gopuff account or app for confirmation. Thoroughly checking the account will help you identify the charge.
4. Subscription Renewal
Another method that can lead to Gobrands INC charge is the subscription renewal. It is possible you signed up for a Gopuff Fam subscription (free trial with automatic renewal) and forgot about it. These subscriptions have associated fees. Review your Gopuff account or contact customer support to see if this applies.
What to do if Gobrands INC Charge on Credit Card is Unauthorized?
It can not be ruled out that certain credit card charges are unauthorized. But the question that follows is what to do if Gobrands INC charge on a credit card is unauthorized. Here is what you can do in such a situation.Â
1. Contact Your Bank
This is the most crucial step. You need to reach out to your bank’s customer service department as soon as possible, for the following reasons:
1. Report the Fraudulent Charge: Inform them about the unauthorized Gobrands INC charge. They can stop any future charges from this merchant on your card.
2. Initiate a Chargeback: Your bank will likely guide you through the process of filing a chargeback. This is a formal way to dispute the charge with Gobrands INC and get your money back.
2. Gather Evidence
While talking to your bank, keep copies of relevant documents for your records. This will help strengthen your case during the dispute process:
1. Credit Card Statement: This document shows the date, amount, and description of the Gobrands INC charge.
2. Communication with Gobrands INC: If you try contacting them to understand the charge, keep copies of emails or call logs.
3. Freeze Your Credit Card
Freezing your credit card is a preventative measure, not a solution for existing unauthorized charges. However, this is an important step that can help you prevent your card from being used against your will. In case you believe that your credit card information has been compromised, this is one of the most important steps that you must consider.Â
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Wrapping Up
So it has come to the fore the Gobrands INC charge is about the payment that you have made through your credit card to avail of the services of Gobrands that is associated with the GoPuff app. The charge from the face of it seems to be legit, however, it is important to recognize the charge so that you may not end up playing in the hands of scammers. You may refer to this article to know more about it.
I hope you find this article helpful. In case you want to add something to this article, feel free to write to us by writing in the comments section. Your feedback is well appreciated. You can visit our website for more content like this.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.