What is Pepsiven Charge? Is it Legit? 

Unwarranted credit card charge is the last thing that you want to encounter as a credit card user. Unfamiliar transactions lead to anxiety. Many users of late have reported Pepsiven charge on credit card, thereby leaving them wondering what it is all about. Are you also one among those who want to know about this? I have covered this for you, stay connected to know. 

Credit card 

Credit cards have led to the transformation of the financial landscape. A credit card lets you borrow money up to a limit to pay for things now. You get a monthly bill to repay what you have spent, with interest if not paid in full. If the credit card is used wisely, it offers rewards and purchase protection.

What is Pepsiven? This is the question I’m going to answer in this article. If you want to know the answer, stay tuned. 

What Does Pepsiven Charge Mean? 

PEPSIVEN Charge on your credit card is for the transaction done at the Pepsi Company whether online or in-store.

Pepsi Company is famous for cold beverages and drinks. The company is located at 700 Anderson Hill Road, NY. 

Is Pepsiven Charge on Credit Card Legit? 

Yes, the Pepsiven charge on your credit card is legit provided you have made a transaction to Pepsi company. Having said that, it is important to recognize the charge on your credit card statement to make sure that the charges are genuine and authentic. It will also help you prevent financial losses. 

Also, read What Does Gobrands INC Charge Mean on Credit Card | Is It Legit!

How to Identify Pepsiven Charge on Credit Card? 

Recognizing the charge on your credit card statement is important to do away with financial losses. There are different ways to identify the charges. Here is how you can identify Pepsiven charge on credit card. 

1. Contact Your Bank

The first and crucial step that you can follow to identify the Pepsiven charge on credit card is to contact your bank. You can ask your bank to provide you with the details about the charge which will help you in identifying the charge. You can contact your bank by phone or online. Most banks have a team dedicated to resolving the issues related to credit card charges. 

2. Review Your Statement

Another method to identify the credit charge is to review your statement by looking for details like date, amount, and location. You can also look for the name “Pepsiven” on your credit card statement or something related to this name. This will help you identify the charge. 

3. Search the Merchant Name

Searching the merchant’s name is yet another way of identifying the credit card charge. Do a web search for the exact name on your statement. This might reveal the store that sold the Pepsi product. Match the name with the name on your credit card statement, which will help you recognize the charge. 

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What to do if Pepsiven Charge on Credit Card is Unauthorized? 

The unauthorized charge in the name of “Pepsiven Charge” can not be ruled out. In case, you notice the unauthorized charge by the name Pepsiven Charge on your credit card. Here is what you can do in such a situation. 

1. Contact Your Bank Immediately

 If the charge is unfamiliar and you suspect fraud, report it to your bank immediately. This is the most crucial step. The sooner you report the suspicious activity, the better chance you have of recovering your funds and preventing further fraudulent charges.  Most banks have 24/7 customer service for credit card issues. You can usually report it by phone, through their mobile app, or by visiting a branch in person. 

2. Gather Information

Before contacting your bank, gather some details about the suspicious charge:

1. Transaction Date and Amount: This information is readily available on your credit card statement.

2. Merchant Name: While it might be misspelled as “pepsiven,” note down the exact name on the statement.

3. Description: Some statements provide a brief description of the purchase. This could be helpful if it mentions a specific Pepsi product or a store location.

3. Dispute the Charge

Another step that you can opt for is to dispute the charge. The bank will likely initiate a dispute process on your behalf. This might involve filing a dispute form and providing any additional information they request. You will be asked to provide the relevant information. Make sure that you have this information readily available. 

4. Freeze Your Card

This is not the direct way to resolve the issue. However, if you are concerned about further fraudulent activity, you can request your bank to freeze your current credit card and issue you a new one with a different number.

Freezing your card will prevent any future transactions against your will. In case you think that your credit card information is compromised, freezing your card is an option worth considering. 

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Wrapping Up

So it has come to the fore that “Pepsiven Charge” is related to the payment that you have made to the Pepsi company. The transaction therefore reflects your statement in the form of a “Pepsiven Charge.” Having said that it is important to identify the charge. If “Pepsiven Charge” is not a PepsiCo. purchase on your statement, it might be a fraud. Check receipts for matching vendors and contact your bank if suspicious. They will help you determine legitimacy and potentially initiate a dispute process if needed. You can refer to this article to know more about it. 

I hope you will find this article helpful. In case, something is missing and you want to add. Feel free to write to us in the comments section. Your feedback is well appreciated. You can visit our website for more content like this.