What is the Podcast Subscription Charge on Credit Card?

There are different Credit Card charges that appear on your credit card statements under different names and titles which confuse the users. Podcast Subscription Charge on Credit Card is one such charge. The question is, what does it stand for? what is it all about? Let us dive in to find out more about it. 

Credit cards can be powerful tools when it comes to building a strong, reliable credit profile, they also help you to manage your day-to-day expenses with one simple swipe, but what if you forgot about those swipes? And now going through your credit card statement top to bottom to remember the charges?

In this article, I shall be telling you about Podcast Subscription Charge on Credit Card. If you are curious to know more about it. Stay around. 

Is Podcast Subscription Charge on Credit Card Legit?

Podcast Subscription Charge on Credit Card legit provided you have subscribed to the subscription of Podcast. There are many such Podcasts that offer paid services and you can access their content only after you purchase their subscription plan. This, therefore is amply clear the Podcast subscription plan is a legitimate and authorized charge. 

However, it is important to note, that identifying the Podcast Subscription Charge is equally crucial for the reason that very often it has been seen that the scammers try to trap the users in the name of credit card charges. Make sure that you distinguish between authorized and unauthorized charges. 

Also, read What is 1 Infinite Loop CA Charge | All You Need to Know

How To Identify Podcast Subscription Charges on Credit Card? 

Having said that, identifying the Podcast subscription charge is necessary so that you may not play in the hands of scammers.  Here is how to identify Podcast Subscription charges on Credit Card. 

1. Look for Keywords

Scan your statement for keywords like “Podcast”, “Premium” or “subscription.” Some Podcats might have abbreviated forms so you have to be careful with that as well. Once, you go through the keywords, you might get a clue about the Podcast Subscription Charges and then you cross-check if you have purchased the said subscription or not. 

2. Check the Merchant’s Name

The merchant name on your statement might be the name of the podcast platform you subscribed to. So go through your credit card statement and thoroughly check the merchant’s name to confirm if that aligns with your subscribed platform or not. 

3. Review the Amount

Podcast charges can vary but if you see recurring charges of a few dollars per month, it could be a Podcast subscription. So, it is advisable to review the amount which will give you an idea about the charges and help you in differentiating whether it is a podcast subscription charge or not. 

4. Contact Your Bank

If none of the above-given options works, the last option you are left with is to contact your bank and ask them for the details of Podcast subscription charges on your credit card. They will provide you with detailed information like merchant category code, which can give you a clue about the charges.

Also, read What is the Topware Store Charge on Credit Card

What to do if the Charge is Unauthorized? 

Once, you get to know that the podcast Subscription Charges on your Credit Card are unauthorized. You must not waste much of your time and should resort to the following preventive measures. 

1. Contact the Bank/Credit Card Issuer

As soon as you find any suspicious activity on your card, or notice an unauthorized payment contact your bank or credit card issuer. Since most banks or credit card companies have dedicated fraud departments, they will be ready to assist you with your issue. All you have to do is inform them about the transaction and give details like time, date, and the amount paid to them. 

Once they have the necessary details, they will help you through the chargeback and dispute process. 

2. Contact the Retailer

Once you have the company’s information, you can contact them to explain the issue to them. Include the following information with your complaint: 

1. The last 4 digits of your credit card charged

2. The expiration date of the card charged

3. What charge is listed on your statement

4. The date of the charge.

3. Freeze Payments from Your Credit Card

Another step that you resort to is to freeze payments from your credit card. This step is worth considering, all the more when you think that your credit card information has been compromised. This will prevent your credit card from being used for further payments. 

Also, read What is Pro Moto Billet Inc. Charge on Credit Card?

Wrapping Up

Podcast Subscription Charges on Credit Card is the charge that you are supposed to pay for the subscription of Podcast that you have subscribed to. The transaction prima facie, is legit and authorized, however, it is quite important to go through the process and identify the charges. This article explains the ways to identify these charges. You can refer to this article to know more about it.