What is the Quick Card Charge on a Credit Card?

At times you are just taken aback when you notice an unusual and off-beat charge on your credit card. Many users are reporting Quick Card Charge on Credit Card thereby leaving them wondering, what this stands for. Don’t fret, I have covered this for you. I will be telling you more about it in this article. 

The introduction of Credit Cards has added to a lot of ease and convenience as far as the management of finances is concerned. It has even made the purchase easy. However, it is important to note that you have to be careful while using your credit card. 

What is the Quick Card Charge on Credit Card? Let us dive in to know the answer to this question. 

What Leads to Quick Card Charge on Your Credit Card?

In case, you have visited a store for shopping and used Quick Card to make payment, this could potentially lead to the Quick Card Charge on your Credit Card. Remember that this charge is very often linked to cannabis dispensaries. 

However, it is noteworthy that Quick Card Charge on Your Credit Card can be both legit and unauthorized as well. So it is important to thoroughly check your credit card statement to confirm if the charges are genuine and authorized. 

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Is Quick Card Charge on Your Credit Card Legit? 

Prima facie, the Quick Card Charge seems to be legitimate provided you are able to track the charges on your credit card statement. There are a couple of ways that you can try to check quick card charges. 

1. Go through your purchase history to confirm that you have made the transaction.

2. You can even visit the company’s website to legitimize the purchase. 

3. Check with your family members to confirm if they might have used the Quick card to make the payment. 

What to do if Quick Card Charge On Your Credit Card is Unauthorized?

Having said that Quick Card Charge on Your Credit Card is legit. But it is important to check out if the charges are authorized or not. In case, you notice that the charges are not genuine and authorized, you need to take the following steps. 

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1. Contact Your Bank Immediately

Don’t wait. Call the bank immediately and explain the entire situation to them. Call the number on the back of your credit to report the unauthorized charges. The sooner you inform the quicker they can take action to prevent further fraud. 

2. Dispute the Charge

Most of the banks have a process in place to dispute the charge.  The bank will investigate and reverse the charges if they find that the charges levied are unauthorized. 

3. Change Your Card Details

While you are on the phone with your bank, ask them to cancel your current credit card and issue a new one with a different number. This will prevent from any further charges being made on your compromised credit card. 

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Conclusion 

With that, we are at the end of the article. Now you know what Quick card charge means on your credit card. While it is not frequent, we have all been through cases where we don’t recognize a charge or a transaction made on our card. To avoid such mistakes, it is always advised that you should keep a regular check on your credit card statements, keep track of your expenses, and take all the necessary steps to protect your card. 

I also advise you to do a little research of your own before you jump to any severe conclusion, and in case of fraud, contact your bank or credit card provider, so they can begin the dispute process as soon as possible.