Walmart, yes this is the name behind the Bentonville, Arus Charge being shown on your credit card statement. However, to identify the nature of the charges and if they are fraudulent or unauthorized you definitely need someone like me to ascertain that. These weird names really look scary on credit card statements and it’s not only you who is living in confusion, there have been many such complaints.
Walmart is a renowned name that has stores across many nations over the globe. If you are someone who regularly visits Walmart and uses a Credit card for purchases then there are chances that it was some of your pending charges but there are also strong chances that your credit card data has been compromised and now unauthorized transactions with Walmart, described as Bentonville, Arus or CHKCARD BENTONVILLE, or ARUS CHECK CARD BENTONVILLE, ARUS or POS Debit BENTONVILLE, ARUS are showing on your credit card.
Worry not, this guide will help you understand the nature of charges and if you really have spent that money. The difference between a legitimate and an illegitimate transaction is also explained below so that you can ascertain the purpose of the charges. In case you find the charges as fraudulent, then what measures you shall undertake are also explained for you to help yourselves and avoid any such happening in the future
Know The Bentonville, Arus Charge
The charge 702 SW 8th St Bentonville ARUS WMEBT GM was first reported Jan 10, 2022. That unknown “Bentonville, AR” charge described on your credit card statement might have put you in a tough situation. But as I said, it likely has a one simple explanation, Walmart. Understand why I am connecting Bentonville for Walmart shoppers:
- Walmart’s Hometown: Bentonville, Arkansas is where the Walmart story starts from. It’s the location where Walmart’s corporate headquarters are which acts as the central hub for all their operations.
- Centralized Processing: Whenever you make a purchase at Walmart store, whether it’s in a physical store or through their online portal Walmart.com, the transaction might be processed through their headquarters located in Bentonville.
- Credit Card Details: Many banks and credit card companies most often don’t show the store name on your statement, but rather the location where the transaction was actually processed. Since Bentonville is the processing center for any of your Walmart purchases, that’s why it shows up on your credit card.
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What Does Bentonville, Arus Charge On Credit Cards Mean?
You might notice the letters “AR” following the charge description of the charge. This stands for Arkansas, which is quite significant because Walmart’s global headquarters are located in Bentonville, Arkansas. The “AR” is included in the transaction to signify that the transaction was processed through Walmart’s main operations hub in this state.
Explanation Of The Charge
The name Walmart itself is the explanation. One thing that remains to be known is if it’s you who bought something from Walmart or if it’s someone unauthorized doing the same. More information on this is given below before that read below descriptions which might also appear as charges from Walmart on your credit card;
- CHKCARDBENTONVILLE,ARUS
- CHECKCARD BENTONVILLE,ARUS
- POS Debit BENTONVILLE,ARUS
- POS PUR BENTONVILLE,ARUS
- POS PURCH BENTONVILLE,ARUS
- POS PURCHASE BENTONVILLE,ARUS
- POS REFUND BENTONVILLE,ARUS
- PRE-AUTH BENTONVILLE,ARUS
- PENDING BENTONVILLE,ARUS
- Visa Check Card BENTONVILLE,ARUS MC
- Misc. Debit BENTONVILLE,ARUS
- CHKCARD BENTONVILLE,ARUS
- CHKCARDWAL-MART.COM BENTONVILLE
- CHECKCARD WAL-MART.COM BENTONVILLE
- POS Debit WAL-MART.COM BENTONVILLE
- POS PUR WAL-MART.COM BENTONVILLE
- POS PURCH WAL-MART.COM BENTONVILLE
- POS PURCHASE WAL-MART.COM BENTONVILLE
- POS REFUND WAL-MART.COM BENTONVILLE
- PRE-AUTH WAL-MART.COM BENTONVILLE
- PENDING WAL-MART.COM BENTONVILLE
- Visa Check Card WAL-MART.COM BENTONVILLE MC
- Misc. Debit WAL-MART.COM BENTONVILLE
- CHKCARD WAL-MART.COM BENTONVILLE
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What Others Say On Bentonville, Arus Charge On Their Credit Card
Woke up on Tuesday to an email from Citibank showing a $539.42 charge at the Walmart Grocery in Bentonville, AR made at 8:38 PM. Another charge a minute late for $867.90 was declined because they detected fraud. I immediately contacted Citi and locked the card, then had it replaced with a new one. They removed the first charge from my account. These fraudulent charges from Bentonville have been going on for a while. Is no one investigating this?
Fraudulent $12.95 charge from “Walmart + Membership” from Bentonville, AR. I’m way the hell in GA. Never been to AR. It’s not much but it’s MY MONEY!!! I called my bank to dispute the charge! They are investigating!
Just had a charge to my bank account from Walmart.com Bontoville ARUS for $201.98. I did not make a charge as such, the charge was attempted at 5:15 am while I was sleeping. Walmart needs to have better security in their system.
I just checked my smione debit card and it alerted me that $83.72 was declined from my card from a Walmart.com Bentonville, ARUS. I never been to that Walmart and someone tried to get funds off of my debit card. I am not for sure what they tried to purchase but this is not fair how someone can just attempt to take money off of your debit card. I really hope they get caught!
I had my debit card also charged to Walmart Grocery Bentonville, AR (their corp hdqutrs). Ive NEVER ordered on walmart.com in my life. My debit card wasn’t stolen. A local store must’ve stolen my info and it wouldn’t surprise me if it’s the Walmart corporation themselves deliberately STEALING peoples money! Many more had this happen on a Facebook thread. I started commenting and a Walmart rep responded like they werent agreeing or disagreeing with what I said, but kinda encouraging me to private message them instead. I.e., don’t make a public stink online and make them look bad. I message them, and then they blew me off. I’m never using ANY cards at ANY Walmart ANYTHING EVER AGAIN.
Know If Bentonville, Arus Charge Is Legitimate?
To ascertain if the Bentonville, Arus charge on your credit card is legitimate;
- If something about the charges seems particularly off, you can always contact Walmart directly and ask about their onboard pricing structure and any additional fees that might be included.
- You must primarily contact your bank or the credit card company and ask for the verification of the transaction details.Â
- Check your registered email for any receipt of purchase or the confirmation from Walmart.
Post this, if you understand that charges are legitimate but you didn’t make any purchase and not sure about when and who made the purchase then here are some easy steps to identify if the charge is genuine and not an unauthorized transaction:
Step 1: Checking your purchase history.
You must without any delay check your recent purchase history and see if you have made any purchases from Walmart offline or online. If yes, then search for the supporting email confirmation, a purchase receipt, or any such message containing some document that confirms the purchase.
Step 2: Checking the amount of the charge.
Make sure that the amount of the charge exactly matches with the purchase value. Many times additional charges like taxes or shipping charges are also levied, but only added in the final statement. Calculate and include them in. If you are still suspicious, check the currency conversions and the rates applied at the time of that particular transaction.
Step 3: Checking the time and date of transaction.
A legitimate transaction exactly shows the time and date which matches with the time and date of the purchase. If you observe any considerable difference, then this reflects its because of the delayed payment processing or some potential suspicious activity.
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Contacting The Walmart
Post the above-mentioned process, you have now concluded that the charges levied are legitimate and no further action is required. But, if you’re still confused about the charge and its origin and have other reasons too to believe that it’s unauthorized then I would recommend you to contact Walmart immediately. They must be happy to help you understand the charge details and clear any other pertinent doubts.
Here’s how to contact Walmart:
- Visit the official website of the concerned and find their contact details. In such cases, contact details must only be trusted from official sources.
- Call the customer service number or write an email, explaining the issue. Make sure you mention all details, some screenshots could help them understand early and easily.
- If you are talking to them, make sure you don’t provide any bank details, and take your time to understand the issue briefly.
What To Do If You Suspect Fraud?
Credit card fraud is not something new to us. Many folks with less knowledge or because of some lucrative offers fall prey to such fraudulent activities every other day. It’s a spam racket widely run by companies who charge them illegitimately and then perish in thin air.
Bentonville, Arus Charge on credit Card is one very common example, where many people are reporting credit card charges which are not authorized by them. In case you suspect fraud, below are some steps that you can undertake further;
Contacting Your Credit Card Company
If you have confirmed that the purchase is not done by you or others with access and it’s definitely a fraudulent activity related to your credit card;
- The first and most important thing you should do is to contact your credit card company and immediately ask them to block your credit card to avoid any further unauthorized transactions.Â
- To contact their customer service, look for the customer support number on your credit card or the issuer’s website, do not trust any other sources.
- Explain to them the whole situation and provide any requested documents, such as receipts or billing statements, but resist on providing any details like card number, OTP, or PIN of your card.Â
- Your credit card company will then investigate the matter and possibly reverse the charges also if it is confirmed as fraudulent.Â
- If required, your current credit card might be canceled for safety concerns and a fresh card will be issued to you.
Reporting Incident To The Authorities
Post your confirmation of some fraudulent charge on your credit card, reporting the same to the authorities is important as soon as possible;
- Contacting your local police department or the Federal Trade Commission (FTC).Â
- The FTC has a widely maintained database of many such fraudulent activities through which they can potentially help stop any future unauthorized transactions or frauds.
- Reporting the incident soonly can help you protect your identity and further prevent any fraudulent transactions on your credit card.
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Conclusion
One of my website developer cousins told me once that nothing over the internet is safe, it just depends on the type and intensity of the security you apply. There are, however, very weak chances that someone has stolen your Credit card information from Walmart, it rather has happened like that the frauds are using the same descriptions like Walmart, so that you don’t pay much attention to such mentioning in your credit card statement. I hope the above guide has helped you to clear the doubts and take the necessary actions in case of any fraudulent transactions.
Frequently Asked Questions
Why Am I Getting Random Charges From Walmart?
You may have a compromised card if you don’t recognize Walmart charges on your credit/debit card. Use the Live Chat with button to get immediate help. When prompted, type Unauthorized Charges in the chat window.
Can You Dispute Walmart Charges?
If you still do not recognize a transaction after reviewing the details, you can contact us at (877) 937-4098, 7 AM PT – 9 PM PT, 7 days a week to dispute a transaction.
How Do I Get A Refund For Unauthorized Charges?
Contact your bank right away. To limit your liability, it is important to notify the bank promptly upon discovering any unauthorized charge(s). You may notify the bank in person, by telephone, or in writing.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.