As a credit card user, you might have encountered different credit card charges under different names in your statement. One such charge is Amazon Prime Charge on Credit Card. The question is what it stands for? Let us dive in to find what it means. Stay tuned to know the answer.
The introduction of the Credit Card to the financial landscape has transformed the space for the reason that it has made financial management easy and simpler in addition to several other benefits. However, there have been cases where some users don’t recognize certain charges on their credit card statements, which is concerning as well.
What is the Amazon Prime Charge on Credit Card? If you are curious to know the answer. Let us find out the answer.
Is Amazon Prime Charge on Credit Card Legit?
Yes, Amazon Prime Charge on Credit Card is legit if you have subscribed for any of the given Amazon Prime services like shipping, and streaming services among others. In case, you have used your credit card to make the payment for the subscription, the Amazon Prime Charge will appear on your credit card statement.
Having said that, it is important to mention here, that these charges can be unauthorized for the reason that it can be an attempted scam committed on you in the name of the Amazon Prime Charge on Credit Card. it is therefore important to identify whether these transactions are really authentic and genuine or just a fraud.
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How to Identify Amazon Prime Charge on Credit Card?
It is quite easy and simple to identify Amazon Prime Charge on Credit Card. You have to follow some simple steps that will make it clear if the charges are authorized. Here are some of the steps that you can try.
1. Look for These Identifiers
In order to identify Amazon Prime Charge on Credit Card, you have to consider a couple of identifiers that will be of some help to identify the charges. They are:
1. Merchant Name: The merchant name will likely be “AMZN.COM/PMTS” or something similar signifying an Amazon account.
2. Amount: The standard Amazon Prime membership fee in the US is $139 annually. So look for the chare that hovers around this figure.
2. Additional Factors That You Can Consider
There are some additional factors that you can consider to identify the Amazon Prime Charges on your Credit Card. They are:
1. Date: If you don’t remember signing up for Prime or recently renewing it, a recent charge around the $139 mark is likely Prime.
2. Description: Some banks might include a brief description mentioning “Prime membership” or “Amazon Prime.”
3. Check Your Amazon Account
If you are not sure and still doubt what it is about, you can check your Amazon account by logging in to your Amazon account and going to your “Prime Membership” section. This will show your membership status, the next date renewable, and the payment method used.
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What to do if the Amazon Prime Charge is Unauthorized?
If Amazon Prime Charge is unauthorized, you need to take preventive steps that can help you avoid financial losses. Here is what you are supposed to do if you have subscribed to Amazon Prime, but see an unusual transaction or additional payment made to Amazon without your permission,
1. Remove Your Credit Card Details
First and Foremost, you should remove your credit card details from Prime, this will sever their access to your credit card information, and they will notify you the next time they want any payment from you
2. Contact Amazon’s Customer Support
Contact Amazon’s customer support, and inform them of your situation. Once they have the necessary details like your name, your credit card information, etc, they can help you through the corrective measures, or even refund you the money
3. Cancel the Subscription
Amazon will keep deducting payment from the account until you cancel the subscription, so make sure you disable autopay if you want to stop the payments made to them. To avoid any such happening in the future, it is quite important to cancel the subscription.
In case, you have not subscribed to Amazon Prime, but are still charged for Amazon Prime on your Credit Card. You need to follow the steps given below.
4. Contact Your Bank and Credit Card Issuer
Contact your bank or the Credit Card provider and inform them about the unauthorized charges on your Credit Card. they will guide you through tackling the situation. They have a team meant for the redressal of credit card-related issues. You can contact their Customer Care Service on the number given on the back of your Credit Card.
5. freeze Payment
If you think, your Credit Card information is compromised and can be used overtly against your wish. In such a case, you can free your credit card payment. This will not allow any transaction in the future.
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Wrapping Up
Amazon Prime Charge on Credit Card is the charge that you pay in the form of Amazon subscription charges using your Credit Card to make the payment. The transaction prima facie is legit. However, it is equally important to identify the charges to prevent any sort of financial loss. You can refer to this article to know more about it.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.