10+ Best Credit Cards For Beginners With No Credit  

In today’s world of technology, choosing the right credit, that too without a credit history, sounds exciting and adventurous but is equally difficult. When it comes to getting a credit card, we also take a step towards financial freedom. 

And when it comes to choosing the right credit card, the priority will always be given to the right tone that can lead you towards a healthy journey. So, let’s get started with today’s article on the best credit cards for beginners with no credit.

If you wish to know some, those cards are Discover It, Capital One, OpenSky, Petal, and many more. To know all 11 best credit cards, read to this till it ends!

List Of Best Credit Cards 

For your convenience, we have categorized the list of credit cards according to their best outcome services. 

Unsecured Credit Cards

1. Capital One QuicksilverOne Cash Rewards Credit Card:

This credit card is specially designed for average credit where you will get 1.5% cashback on every purchase. And also you will not see any kind of foreign transaction on this credit card. 

2. Journey Student Rewards from Capital One:

This card is designed for students, it offers limited credit and also offers you cash back rewards. And the most important thing is no annual fee. 

3. Chase Freedom Unlimited:

This card was also created offering them limited credit. It will provide 1.5% cash back on every purchase you make and there will be no annual fee on it. 

Also, read How To Add Money To Credit Karma Card?

Secured Credit Cards

1. Discover It Secured Credit Card:

To use this secured credit card, you must have a security deposit. You will receive cash back rewards on every purchase you make with zero annual fee. 

2. Capital One Platinum Secured Credit Card:

This secured credit card was made for those applicants who wished to have no credit history and limited credit as well. This would give reports to bureaus of major credits and would charge zero annual fees. 

3. OpenSky Secured Credit Card:

This credit card will give you flexible security deposit options in which no credit verification is required. It will send reports directly to the bureaus of major credit.  

Student Credit Cards

1. Deserve EDU Mastercard for Students:

This credit card was specially made for students and provides their limited credit history with zero annual charges. Cash-back rewards will also be offered to you. 

2. Bank of America Travel Rewards For Students:

With this student credit card, you would get 1.5 points on every single dollar [$1] you spend on purchased items and will give you zero annual fees to charge. 

Business Credit Cards

1. Capital One Spark Classic for Business:

With this business credit card, you would receive the average amount of credit and a total number of 1% cash-back will be given on every purchase you made. Also, zero annual fees would be charged.  

2. Ink Business Cash Credit by Chase:

This small business credit card will give you cashback on every business purchase you make with no annual charges. 

General Credit Cards

1. Citi Secured Mastercard:

In this general credit card, you must have a security deposit and will charge zero yearly fees. Also, the reports would be directed to major credit bureaus. 

2. Green Dot Visa Secured Credit Card:

This credit card will ask you for a refundable security deposit with negotiable monthly fees. The reports will be directed to major credit bureaus. 

FAQs-

Q1. Name the best credit cards for beginners with no credit and no deposit. 

Capital One Secured Mastercard and Discover it Secured cards are the best credit cards for beginners with no credit and no deposit. 

Q2. Name the best credit cards for beginners with no credit and no annual fee. 

Chase Freedom Flex and Discover it Student Chrome are the best credit cards for beginners with no credit and no annual fees. 

Q3. Name the best credit cards for young adults.

Capital One Quicksilver Cash Rewards Credit Card and Chase Freedom Unlimited are the two best credit cards for young adults. 

Q4. Name the best credit cards to build credit.

Secured Mastercard from Capital One and Discover it Secured Credit Card are the best credit cards to build credit.  

Q5. What credit score do you start with if you have no credit?

Start with a zero credit score if you don’t have any credit. 

Q6. How can I build my credit fast without a credit history?

If you also want to improve your credit score quickly, then, first of all, get a secured credit card and use it responsibly take a credit-enhancing loan, or pay all your dues on time and keep monitoring your credit from time to time. 

Conclusion

So, we have covered the topic of the list of best credit cards for beginners with no credit and we gave you the complete list of 11 credit cards. 

Which you like the most let us know in the comments and don’t let slip to bookmark this webpage on your default browser. 

We truly expect you to find this article useful and keep checking back for its future service article. Thanks for reading this article till it ends. Until next time, happy reading!

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