While we hear so many stories of people being scammed on the internet and their credit card information being stolen, we hardly ever think that we might be subject to that as well.
A while ago, I was going through my credit card statement, when I found an unfamiliar “Farloshop charge” on it. So, naturally, I went through my purchase history to find a record of the purchase, but couldn’t find any.
In the stress of it all, I immediately contacted my bank and informed them of the issue, and searched the internet to find some information about the company and the charge on my credit card.
While researching I found there were numerous complaints on the internet about the company and the unauthorized charges people paid in their name.
If you are going through the same issue, go through this guide as I explain what Farloshop charge means, and how you can deal with this charge.
What is the Farloshop Charge?
If you look for Farloshop on the internet, you will find that it is a website that sells women’s handbags, however, while deep diving into the website I found that Farloshop is a fraudulent online store that sells your products at discounted rates but users receive counterfeit or inferior goods, or nothing at all.
The website uses scam emails and ads on platforms like Instagram, Facebook, and TikTok to lure customers, once a customer places an order, and provides them their card information, the scammers steal your money.
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The products displayed on the website are also stolen. There isn’t much information provided by the website about their location or their contact details, which further proves the illegitimacy of the website.
Why do I See the Farloshop Charge on My Credit Card?
If you see the Farloshop charge on your credit card statement it is likely because you have purchased with them.
Since the website continuously sends scam emails and ads to various social media platforms you might have visited the website and bought something but forgot about it later on.
If you have authorized another user to use your credit card, ask them if they have used your card to purchase with FarloShop.
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What to do if the Farloshop Charge is Unauthorized?
If you see a payment made to Farloshop, but you haven’t purchased anything from them, you might be a victim of credit card fraud.
You must immediately contact your bank or credit card issuer to report the unauthorized transaction.
The contact information is displayed on the back of your credit card. Once you have made contact with their representative, all you have to do is inform them about the transaction and give details like time, date, and the amount paid to them.
Once they have the necessary details, they will begin the dispute process, and guide you through the steps you have to take to dispute the charge and may even initiate an investigation.
You must inform your bank as soon as possible since it can prevent any unauthorized transactions in the present as well as in the future. The bank will take the necessary steps to stop the company from charging any money from you. You can also freeze your card, or cancel it altogether to prevent any future unauthorized payments to Farloshop.
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The unauthorized charge on your credit card statement can be stressful, but you must remain proactive to avoid these mishaps in the future.
Conclusion
With that, we have reached the end of the article. Since we have established that Farloshop and its services are questionable, if you see the Farloshop charge on your credit card, you are likely being scammed.
To prevent them from taking advantage and stealing from you, you must contact your bank as soon as possible, and they can begin the dispute process.
To protect yourself from credit card fraud, you must keep a regular check on your credit card statement, set up alerts, and most importantly, never share your personal credit card information with strangers on the internet or the phone.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.