Handling your credit card is an easy task, but now and then you see a charge on your card that might seem like a red flag. If you see suspicious activity on your card, it is better to investigate it than be sorry about it later.
Last month, while I was going through my credit card statement, I saw that I had an OC Media Holdings LLC charge, but I couldn’t remember the charge or any purchase that might have resulted in it.
When I started researching, I found the necessary information I was looking for to legitimize the charge, so if you are in the same dilemma as me, this is the right space for you.
In today’s article, I explain what OC Media Holding LLC charge means, why you are seeing it on your credit card statement, and what steps you can take if the charge is unauthorized.
What is the OC Media Holdings LLC?
OC Media is a Georgia, USA-based non-commercial independent online news platform. The news platform brings you news, commentary, multimedia, and investigations from the North and South Caucasus, with in-depth analysis of the issues, movements, conflicts, and people shaping the region.
The company mainly focuses on Covering gender, labor rights, environment protection, conflict zones, and other important societal issues for local and international audiences.
OC Media receives donations and financial help from users all around the world, if you visit their website, you’ll notice they have a portal you can use to carry out the transaction, the donation can be one-time/monthly. The payment can be made using your credit card, debit card, or PayPal.
Also, read What is the Dosh Holdings LLC Charge on Credit Card?
Why Do I See the OC Media Holding LLC Charge on my Credit Card?
The OC Media Holding LLC charge on the credit card refers to a financial donation to OC Media.
As I mentioned above, users are allowed to send one-time/monthly donations to OS Media, so, if you have donated to them, you will find a charge on your statement accordingly.
You can also set up auto payment to them, where a selected amount will be deducted from your account at the selected time and credited to their bank account. Make sure you check whether you have subscribed to the monthly payment plan and whether the charge incurred is the result of that.
If other individuals like a friend, spouse or relative have access to your credit card information, check with them whether they have used your card to make a payment to OC Media but forgot to inform you.
OC Media Holding is a legitimate company, and the charge you see on your card can be legit albeit you or an authorized user have sent a monthly/one-time donation to them using your credit card.
Also, read What is BCL Media LLC Charge on Credit Card | Know!
What to do if the Charge is Unauthorized?
If you have retraced your steps but found no evidence of the charge or the donation, you can be a victim of credit card theft.
In that case, you should inform your bank or credit card provider as soon as possible. You’ll have to answer some questions regarding your purchase and its details, then, you can start the process of filing a claim.
Try to report the fraudulent charge as soon as possible. The sooner you can do it, the quicker you may be able to stop more unauthorized spending in your name. And the more likely you’ll be to prevent long-term negative consequences like more unauthorized credit card charges.
Also, read What is HKL LLC Charge on Credit Card | Know the Answer!
Conclusion
With that, we have reached the end of the article. I hope this article helped you find out more about OC Media Holdings LLC charge on your credit card statement.
To find more information about the charge you should search the merchant’s name online, and ask the authorized users whether they have used your card. In case, you see a charge on your credit card that you don’t recognize, it is always advisable that you contact your bank or credit card issuer as soon as possible. They have specialized teams that will help you to fix the issue.
To avoid these situations in the future, it is best to keep track of your credit card statements, keep track of your expenses, and set up alerts so you are aware of your credit card activities.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.