If you are a credit card holder, at the end of every month you receive a credit card bill, you go through it, pay your bill, and the process goes on the same way. But, what if you see a charge that you don’t recognize altogether?
A similar incident happened with a friend of mine a few months ago, she saw a Segpay Flrt LLC charge on her credit card and immediately thought she had been scammed online as she didn’t make any such payment.
While looking for a solution, she noticed many users on the internet are going through the same issue. If you are one of those users, this is the right place for you.
In today’s article, I have explained what the Segpay Flrt LLC charge means on your credit card, why you are seeing it, and what steps you can take if you find that the charge is unauthorized.
What is Segpay Flrt LLC?
Segpay is a payment processing platform that carries out payment processes for different merchants and businesses.
Many businesses use Segpay to carry out their payments, and financial transactions. So, if you make any transaction with a company that uses Segway for their online payments you might see a Segpay Flrt LLC charge on your credit card statement.
Segpay also charges a small fee for each transaction. For example, Segpay authorization payments incur a $0.10 fee, and declines or refunds incur a $0.05 fee.
Also, read What is Woolwonders LLC Charge on Credit Card?
Why Do I See the Segpay Flrt LLC Charge on my Credit Card?
A Segpay charge on your credit card means you used a service that works with Segpay for payment processing.
Go through your purchase history, you may find a transaction that’s related to Segpay.
You can also visit the company’s website, and check your order history to ensure it was you who made the purchase.
If it wasn’t you, check with your family members, or people who have your credit card information to check whether they have purchased and made a payment through Segpay.
What to do if the charge is Unauthorized?
If you recognize the Segpay Flrt LLC charge mentioned on your Credit card statement, then there is nothing to worry about. However, if you feel that the transaction was unauthorized, you can take the following measures to start the dispute process:
First and foremost, inform your bank or credit card issuer so that can pause your transaction for the time being. Most banks or institutions have a time frame within which you can file a dispute, so the sooner you do it the better.
You should also remove your credit card information from the Company’s website, and contact them to inform them about the issue at hand.
If the issue persists for long, I suggest you cancel your current card and ask your bank or the credit card company to issue you a new one.
Secondly, you can also contact Segpay customer care, and inform them of the issue you are facing. Once you provide them with details about the transaction like the date, your credit card number, and the amount charged for the transaction, they can provide you with more information regarding why you are being charged, and even refund you the money if they are at fault.
Also, read What is the Universal Logistics LLC Charge on Credit Card?
Conclusion
With that, we have reached the end of the article. As mentioned above, the Segpay Flrt LLC charge on your credit card statement could be because you made a payment to a company that uses Segpay as a medium for carrying out their financial transaction.
If you can legitimize the transaction through your purchase history, then there is nothing to worry about. However, if the transaction is unauthorized, your immediate action should be to contact your credit card issuer or your bank to report the issue to them.
You should also contact the merchant, and inform them of the issue, so, they can take immediate corrective measures on their behalf.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.