As a credit card user, at times you are taken aback by noticing an unfamiliar charge in your credit card statement thereby leaving you wondering what it is about. In this article, I’m going to tell you about a transaction called the Universal Logistics LLC charge on Credit Card. To know more about it, stay connected.
The advent of technology has its imprint on the financial landscape as well. The introduction of credit cards has played a huge role in the transformation of financial services. It has added a lot of ease and convenience to the lives of people. However, using credit cards has an element of risk that can’t be ignored, therefore you have to be careful while using them and make sure that use them responsibly.
What is Universal Logistic LLC charge on credit card? This is the question I shall be answering in this article. Stay tuned to know the answer.
Is Universal Logistics LLC Charge on Credit Card Legit?
Yes, the Universal Logistics LLC charge on credit card is legit provided you have used your credit card to make the payment for purchasing the stuff from Universal Logistics LLC company. However, the legitimacy of the transaction is subject to the condition that you should be able to identify the charge on your credit card statement.
Universal Logistics LLC is a USA-based wholesale distributor for multiple manufacturers and suppliers. They offer logistics and transportation services to an array of industries like Aerospace, Automotive, Retail and Consumer Goods, Energy, Government, Steel and Metals, Industrial Manufacturing, and Healthcare.
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How to Identify Universal Logistics LLC Charge on Credit Card?Â
It is important to identify the charges on your credit card so that you are sure that the transaction is legit. There are different ways that you can try to identify the charge on your credit card. Here is how you can identify Universal Logistics LLC charge on credit card.
1. Check Your Records
One of the easiest and the most simple ways to identify Universal Logistics LLC charge on credit card is to check your record. You can check it by following the steps given below.
1. Review Statements: Check your records by reviewing your credit card statements. Go through the statement to locate any charge related to Universal Logistics LLC charge or something similar to this.
2. Confirmation Emails: Another method to check your records is to go through the list of confirmation emails in your inbox. If you find a confirmation email from Universal Logistics LLC, then the charge is authentic.
2. Contact Your Bank
If you fail to identify the charge in your record, the next method that you can employ is to contact your bank and seek information from your bank about the said charge. They have the details about the transaction, they will therefore help you to identify it.
3. Contact Universal Logistics LLC
Another method that you can use to identify the Universal Logistics LLC charge on credit card is to contact Universal Logistics LLC customer care and ask them to provide you with the invoice or receipt for the said charge. Â
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What to do if Universal Logistics LLC Charge on Credit Card is Unauthorized?
It has come to the fore that the credit card charges are illegitimate and unauthorized. Now the question arises of what to do if the charge is unauthorized. Here is what you can do if Universal Logistics LLC charge on credit card is unauthorized.
1. Report it to Your Bank
The sooner you report the unauthorized charge, the faster your bank can take action and minimize potential damage. The phone number for customer service is usually located on the back of your credit card. You can contact your bank by phone or online. Explain the entire epistle to them. They will help you resolve the issue with regard to the Universal Logistics LLC charge on your credit card.
2. Dispute the Charges
Contact your credit card issuer or the bank to dispute the charge. The issuer will typically initiate a dispute process with Universal Logistics LLC on your behalf. This involves formally contesting the fraudulent charge. However, you have to be well prepared in terms of collecting relevant information, when it comes to disputing the charges.
3. Freeze Your Card
Another option that you can resort to is freezing your card. While reporting the charge is the primary step, you might also consider requesting to freeze your card to prevent further unauthorized transactions. This will typically involve getting a new card number issued. This will also prevent your credit card from being used for any kind of transactions in the future.
4. Contact Your Credit Card Issuer
Contacting your credit card issuer is the most important step. You can call the phone number on the back of your credit card immediately report the unauthorized charge and request a fraud claim. While speaking with the issuer, note the date, time, and amount of the unauthorized charge.
Company Information: Universal Logistics LLC
- Chairman of the Board: Matthew Moroun
- President, Chief Executive Officer, Director: Tim Phillips
- Chief Financial Officer, Treasurer: Jude Beres
- Address: 12755 E 9 Mile Rd, Warren, MI, 48089-2621, United States
- Website: https://www.universallogistics.com/
Wrapping Up
Universal Logistics LLC charge on credit card is related to the payment you have made to purchase the stuff from Universal Logistics LLC company. The charge therefore will be reflected on your credit card in the form of Universal Logistics LLC charge. However, you have to identify the charge to make sure that it is not an act of fraud attempted on you by the scammers. You can refer to this article to know more about it.
I hope you will find this article of some help. In case, something is missing, let us know by writing in the comments section. We look forward to your valuable feedback. You can visit our website for more content like this.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.