Keeping a close eye on your credit card statement is one sure way to protect your money from scammers and hackers if you find any suspicious activity, you know right away and can take corrective measures.
A similar thing happened to me last month, while I was going through my credit card statement, I saw there was a Universal Logistics LLC charge mentioned that I had no recollection of. Upon a little research, I found that I am not the only one with this issue, and a lot of users were confused about what Universal Logistics LLC charge means.
In today’s article, I have explained what Universal Logistics LLC charge means, why you see it on your credit card statement, and what steps you can take if the transaction is unauthorized.
What is Universal Logistics LLC?
Universal Logistics LLC is a USA-based wholesale distributor for multiple manufacturers and suppliers. They offer logistics and transportation services to an array of industries like Aerospace, Automotive, Retail and Consumer Goods, Energy, Government, Steel and Metals, Industrial Manufacturing, and Healthcare.
They offer logistics solutions like dry van and specialized transportation, intermodal drayage, complete material handling, value-added services, and international and customs brokerage services to the entire supply chain.
Company Information:
Chairman of the Board: Matthew Moroun
President, Chief Executive Officer, Director: Tim Phillips
Chief Financial Officer, Treasurer: Jude Beres
Address: 12755 E 9 Mile Rd, Warren, MI, 48089-2621, United States
Website: https://www.universallogistics.com/
Also, read What is the TMW Florida LLC Charge on Credit Card?
Why Do I See the Universal Logistics Charge on My Credit Card Statement?
Since Universal Logistics LLC is a logistics and transportation company that carries out supplies for different industries, it is highly unlikely you will carry out any translation with them, unless you own a business.
There have also been cases where users explained companies that use Universal’s name for discreet billings and delivery, which sounds like suspicious activity.
So, even though Universal Logistics is a legitimate company with legitimate business, if you see a credit card charge in their name, you may be a victim of credit card theft.
What to do if the Charge is Unauthorized?
Inform your bank or credit card issuer so that can pause your transaction for the time being. Most banks and credit card issuers institutions have a time frame within which you can file a dispute, so the sooner you do it the better.
To contact them, you can either visit their website to email them or dial the customer care number displayed on the back of your credit card statement.
While your bank/ credit card issuer handles the situation on your behalf, I suggest you cancel your current card and ask your bank or the credit card company to issue you a new one.
Also, read What is the Shein US Services LLC Charge on Credit Card?
Conclusion
That brings us to the end of our article. I hope this article helped you learn what Universal Logistics LLC charge means on your credit card statement, and how you can deal with it.
Since we have established the Universal Logistics charge on your credit card is a scam, to prevent them from taking advantage and stealing from you, you must contact your bank as soon as possible, and they can begin the dispute process.
To protect yourself from credit card fraud, you must keep a regular check on your credit card statement, set up alerts, and most importantly, never share your personal credit card information with strangers on the internet or the phone.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.