An unrecognizable charge on your credit card can mean different things, it can be because of a purchase you made, a pending charge, or a temporary hold from your credit card company, so before you go into a frenzy thinking your credit card information is hacked, do the necessary research.
Last year, while a friend of mine was going through her credit card statement, she saw a Shein US Services LLC charge, but couldn’t remember any purchase she made. While she was able to find the purchase and legitimize the transaction, there have also been cases where users have found the charge, but couldn’t find any purchase.
If you are going through a similar situation, go through this guide as I explain what the Shein US Services LLC charge means on your credit card, why you are seeing it, and what you can do if the charge is unauthorized.
What is the Shein US Services LLC Charge?
Shein is a popular global fashion and lifestyle online retailer that deals in Fashion, Furniture & Homeware as well as Hobby & Leisure.
They use on-demand manufacturing technology to connect suppliers to their agile supply chain, reducing inventory waste and enabling them to deliver a variety of affordable products to customers around the world.
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Why Am I Seeing the Shein US Service LLC Charge on my Credit Card?
As I mentioned above, Shein is an online retail store that deals in clothes, footwear, fashion, home, beauty, accessories, electronics, tools, and office, so, if you have recently purchased an item from them and paid using your credit card, you will see a subsequent charge on your credit card bill.
If you don’t remember the purchase, go to the Shein website, and open your purchase history. You will find all the details like the day, date, and the amount paid for all the purchases you have made to date. Check if you have made any purchase on the date mentioned on your credit card charge.
If you use the Shein app, check for any recent purchases there.
If you have authorized other users to use your credit card, ask them whether they have used your card to make payment to Shein.
Shein is a very popular online retail store, if you see a charge with their name on your credit card bill, chances are it resulted because you have purchased from them.
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What to do if the Charge is Unauthorized?
If you find no purchase concerning the charge mentioned on your credit card statement, there is a chance you might be a victim of credit card fraud.
In that case, contact your bank/credit card issuer as soon as possible. Once you contact them, they will ask you to provide them with a few details related to the charge like the name of the retailer, the day and date of the transaction, and the amount charged. Once they have enough information, they can begin the dispute process.
You can get their contact information from the back of your credit card.
You should also contact the retailer, and inform them of the issue. Include the following information with your complaint:
- The last 4 digits of your credit card charged
- The expiration date of the card charged
- What charge is listed on your statement
- The date of the charge
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Conclusion
With that, we have reached the end of the article. I hope this article helped you find what the Shein US Services LLC charge means on your credit card statement, and how you can deal with it.
I advise you to go through your purchase history on the Shein app or website or ask your family members in case they might have used your card to make the purchase but forgot to inform you about it.
To avoid unusual activity on your credit card, keep track of your expenses, and set up alerts for transactions. If you are suspicious of a transaction, contact your bank or credit card provider as soon as possible.
Nyra handles business research, writing financial documents, news items, articles, and study materials about finances.